Comments on: Citizen’s Bank Overdraft Fee Scam http://asdfhj.com/citizens-bank-overdraft-fee-scam/86 Free promotional codes and rewards - MyCokeRewards, Pepsi Stuff, McDonalds Monopoly Thu, 11 Mar 2010 23:39:55 -0800 http://wordpress.org/?v=2.8.4 hourly 1 By: Kathy http://asdfhj.com/citizens-bank-overdraft-fee-scam/86/comment-page-7#comment-387122 Kathy Thu, 11 Mar 2010 06:22:00 +0000 http://asdfhj.com/?p=86#comment-387122 I have been a customer of Citizen's Bank for well over 15 years. This is outrages how they can get away charging these over draft charges. I went to a restaurant and made a purchase (Originally I had a positive balance in my checking acount of $32.88. When the purchase was made the clerk made an error the amount was 19.28 so she voided that amount. When she rung it up the second time it came to $16.54. Now she gave me the voided receipt and the new receipt. Now i did not worry about overdrafting my account because when you deduct the $16.54 I still had a positive balance left of $16.34. When i checked my account the bank had charged me an overdraft fee of 39.00 . .they TOLD me i was responsible for the overdraft fee Now they told me that they put the 19.28 on hold plus the purchase of 16.54 and which they deducted a total of $35.82 which meant i was overdrawn by $2.94 and ofcourse they charged me $39.00. I told them why should my account be charged $39.00. I had voided that first purchase of 19.28. Why would NOT they deduct this amount from my balance when it should of been voided. THIS IS HIGHWAY ROBERRY I have been a customer of Citizen’s Bank for well over 15 years. This is outrages how they can get away charging these over draft charges. I went to a restaurant and made a purchase (Originally I had a positive balance in my checking acount of $32.88. When the purchase was made the clerk made an error the amount was 19.28 so she voided that amount. When she rung it up the second time it came to $16.54. Now she gave me the voided receipt and the new receipt. Now i did not worry about overdrafting my account because when you deduct the $16.54 I still had a positive balance left of $16.34. When i checked my account
the bank had charged me an overdraft fee of 39.00 . .they TOLD me i was responsible for the overdraft fee Now they told me that they put the 19.28 on hold plus the purchase of 16.54 and which they deducted a total of $35.82 which meant i was overdrawn by $2.94 and ofcourse they charged me
$39.00. I told them why should my account be charged $39.00. I had voided that first purchase of 19.28. Why would NOT they deduct this amount from my balance when it should of been voided. THIS IS HIGHWAY ROBERRY

]]> By: GT http://asdfhj.com/citizens-bank-overdraft-fee-scam/86/comment-page-7#comment-387073 GT Wed, 10 Mar 2010 17:27:51 +0000 http://asdfhj.com/?p=86#comment-387073 I've had enough of their nonsense too. Should have read the fine print of $39 overdraft fee and then another $35 if not covered after 7 and 11 days. 3 transactions my fault cost me an additional $187 in bank fees. Never again closing my accounts as soon as I can get direct deposits and automatic debits turned over. Being a loyal customer for over 21 years means nothing to them and the thousands of dollars they have made off my savings and then turned around and lent out for a minimum of 5% more than what they pay in interest. I will go with a local bank or my credit union and spread the word to family and friends not to do business there. I’ve had enough of their nonsense too. Should have read the fine print of $39 overdraft fee and then another $35 if not covered after 7 and 11 days. 3 transactions my fault cost me an additional $187 in bank fees. Never again closing my accounts as soon as I can get direct deposits and automatic debits turned over. Being a loyal customer for over 21 years means nothing to them and the thousands of dollars they have made off my savings and then turned around and lent out for a minimum of 5% more than what they pay in interest. I will go with a local bank or my credit union and spread the word to family and friends not to do business there.

]]> By: Lady K http://asdfhj.com/citizens-bank-overdraft-fee-scam/86/comment-page-7#comment-387051 Lady K Wed, 10 Mar 2010 12:23:04 +0000 http://asdfhj.com/?p=86#comment-387051 Maybe its because I'm more of a saver then a spender but I actually like Citizens. I used to have a credit union and they used to charge me two bucks every time I used my debt card so I always had to run my card was credit (i didn't learn that in till after they charged me over 50 bucks worth a of fees I never knew about). But anyway, I like the greensense program most of all =] Maybe its because I’m more of a saver then a spender but I actually like Citizens. I used to have a credit union and they used to charge me two bucks every time I used my debt card so I always had to run my card was credit (i didn’t learn that in till after they charged me over 50 bucks worth a of fees I never knew about). But anyway, I like the greensense program most of all =]

]]> By: Simon http://asdfhj.com/citizens-bank-overdraft-fee-scam/86/comment-page-7#comment-386774 Simon Sun, 07 Mar 2010 18:14:31 +0000 http://asdfhj.com/?p=86#comment-386774 I completely agree with the statement above... We've been hit with the same excessive charges from Citizen's. One thing that has been giving me a little bit of pleasure and provided some satisfaction is that I've committed to calling customer services and having them on the call for at least 20mins each time they hit me with a charge..... I want this company to have a least some cost associated with the charges that they are hitting me with... If we can get enough people calling customer service (It must be over 20 Mins) they may reevaluate the charges... although more than likely in the wrong direction... I completely agree with the statement above… We’ve been hit with the same excessive charges from Citizen’s. One thing that has been giving me a little bit of pleasure and provided some satisfaction is that I’ve committed to calling customer services and having them on the call for at least 20mins each time they hit me with a charge….. I want this company to have a least some cost associated with the charges that they are hitting me with… If we can get enough people calling customer service (It must be over 20 Mins) they may reevaluate the charges… although more than likely in the wrong direction…

]]> By: B C C http://asdfhj.com/citizens-bank-overdraft-fee-scam/86/comment-page-7#comment-386604 B C C Sat, 06 Mar 2010 08:55:01 +0000 http://asdfhj.com/?p=86#comment-386604 Kasey, I'm new to this blog, and spent some time reading through it. I just had a question. I am an antique dealer which is not the best business to be in during economic crunch. I get a call at 6am from my biggest client, a dealer in NY. He wants me to go to an auction and bid for him on an item for a potential commission. I keep exact records and sadly have $15 in my bank account. I only need $10 in gas to go round trip. It is too early to go to my bank for cash and bank machines dispense $20 at the minimum. If I get the gas I get pre-authorized for $75, and I get boned by Citizens for $39. How do my ledger and math skills help me here? Shouldn't I be able to buy the gas I need when I know I have the money. Kasey, I’m new to this blog, and spent some time reading through it. I just had a question. I am an antique dealer which is not the best business to be in during economic crunch. I get a call at 6am from my biggest client, a dealer in NY. He wants me to go to an auction and bid for him on an item for a potential commission. I keep exact records and sadly have $15 in my bank account. I only need $10 in gas to go round trip. It is too early to go to my bank for cash and bank machines dispense $20 at the minimum. If I get the gas I get pre-authorized for $75, and I get boned by Citizens for $39. How do my ledger and math skills help me here? Shouldn’t I be able to buy the gas I need when I know I have the money.

]]> By: Kim F...er http://asdfhj.com/citizens-bank-overdraft-fee-scam/86/comment-page-7#comment-385913 Kim F...er Wed, 24 Feb 2010 22:03:09 +0000 http://asdfhj.com/?p=86#comment-385913 This bitch Kim has to find another job. :D RBS is the worst scammers ever and i am sure lots of us, customers, can just leave their bank and help this kind of bitches like Kim lose their job and be on unemployment and feel the way all of us feel right now. This bitch Kim has to find another job. :D RBS is the worst scammers ever and i am sure lots of us, customers, can just leave their bank and help this kind of bitches like Kim lose their job and be on unemployment and feel the way all of us feel right now.

]]> By: Gary Dellner http://asdfhj.com/citizens-bank-overdraft-fee-scam/86/comment-page-7#comment-385232 Gary Dellner Wed, 17 Feb 2010 03:06:32 +0000 http://asdfhj.com/?p=86#comment-385232 PEOPLE READ THIS PLEASE!!!!! I am complaint #282 Just got word of a class action lawsuit in progress against all this. I don't work for this firm or have not been asked to do anything for this firm. Just got off the phone a little while ago with the firm and instructed them to this site. However, there are no emails on most of the comments. Please forward your email address to me at gdellner@yahoo.com and I will forward to them. I'll let them contact you because it is not up to me to advertise their firm. I don't want to take that upon myself. It's our first chance to fight back!!!! Well Citizens Bank, you ought like reading this comment!! You stoled my money a number of times and I will do everything I can to make sure you compensate the people you have ripped off!!!!!!! I struggled all summer long to pay my own bills as you kept sucking my account dry. Well now it our turn!!!!!!!!!!!' Again, my email: gdellner@yahoo.com just put a notation for; Citizens Bank PEOPLE READ THIS PLEASE!!!!!
I am complaint #282
Just got word of a class action lawsuit in progress against all this. I don’t work for this firm or have not been asked to do anything for this firm. Just got off the phone a little while ago with the firm and instructed them to this site. However, there are no emails on most of the comments.
Please forward your email address to me at gdellner@yahoo.com and I will forward to them. I’ll let them contact you because it is not up to me to advertise their firm. I don’t want to take that upon myself.
It’s our first chance to fight back!!!!
Well Citizens Bank, you ought like reading this comment!!
You stoled my money a number of times and I will do everything I can to make sure you compensate the people you have ripped off!!!!!!!
I struggled all summer long to pay my own bills as you kept sucking my account dry. Well now it our turn!!!!!!!!!!!’

Again, my email: gdellner@yahoo.com
just put a notation for; Citizens Bank

]]> By: Moses http://asdfhj.com/citizens-bank-overdraft-fee-scam/86/comment-page-7#comment-383340 Moses Sun, 24 Jan 2010 18:55:32 +0000 http://asdfhj.com/?p=86#comment-383340 One more detail. They have 100 mysterious dollars on hold for a week. This is the reason they give as to why I have been charged an ISF fee. So why I am seeing that money available, no one knows, and no one wants to refund me. One more detail. They have 100 mysterious dollars on hold for a week. This is the reason they give as to why I have been charged an ISF fee. So why I am seeing that money available, no one knows, and no one wants to refund me.

]]> By: Moses http://asdfhj.com/citizens-bank-overdraft-fee-scam/86/comment-page-7#comment-383339 Moses Sun, 24 Jan 2010 18:53:39 +0000 http://asdfhj.com/?p=86#comment-383339 How about this. I just opened an account a little over a week ago depositing a few checks and some cash. The balance for my account reads 1226.43$. I write a check for 500$ bringing the balance to 726.43$ and then deposit 200$ bringing it up to 926.43$. Here is where everything goes to hell. First I notice a Deposited Check Returned Fee of 20$. Then a Deposited Check Returned which brings my balance down to 319.43$. So instead of waiting until the money goes through, they post it like it has. Wonderful! Besides the fact that they charged me like it was my fault the check bounced. Even better, the plot gets thicker. I write a check for 243.02$ which brings my account balance to 76.41$. Oh but wait! I get a 25$ ISF fee. Bringing my balance to 51.41$ So not only do they lie about the money you actually have in your account, but they set up traps to steal money from your account before you actually spend it. This is demonstrated by the fact that I was charged an ISF fee before I have even over drafted. Thank you Citizens Bank and see you in court. How about this. I just opened an account a little over a week ago depositing a few checks and some cash. The balance for my account reads 1226.43$. I write a check for 500$ bringing the balance to 726.43$ and then deposit 200$ bringing it up to 926.43$. Here is where everything goes to hell. First I notice a Deposited Check Returned Fee of 20$. Then a Deposited Check Returned which brings my balance down to 319.43$. So instead of waiting until the money goes through, they post it like it has. Wonderful! Besides the fact that they charged me like it was my fault the check bounced. Even better, the plot gets thicker. I write a check for 243.02$ which brings my account balance to 76.41$. Oh but wait! I get a 25$ ISF fee. Bringing my balance to 51.41$ So not only do they lie about the money you actually have in your account, but they set up traps to steal money from your account before you actually spend it. This is demonstrated by the fact that I was charged an ISF fee before I have even over drafted. Thank you Citizens Bank and see you in court.

]]> By: tiffany http://asdfhj.com/citizens-bank-overdraft-fee-scam/86/comment-page-7#comment-382083 tiffany Sun, 10 Jan 2010 14:25:06 +0000 http://asdfhj.com/?p=86#comment-382083 Bottom line is this...whether you keep an accurate register or not you will eeventually get screwed because the real problem is that they manipulate te order of your transactions. You can not read the mind of the banking gods so no matter how long you have been banking with them or how fast you write your transcations in a register, your sequence is not their sequence. Transactions that should have cleared days before will remain pending until the least opportune time (large transaction posting, deposited check that appears available isn't, overdrew you acct by .06, etc.). They hold transactions in this supposed digital real time age for no other reason tan to line their pockets. Best solution I can think of is withdraw cash and use it each pay period. Buy money orders if you need to (.80 is cheaper than a $35 fee). Sure its inconvenient, but is the cost of convenience truly worth it? Bottom line is this…whether you keep an accurate register or not you will eeventually get screwed because the real problem is that they manipulate te order of your transactions. You can not read the mind of the banking gods so no matter how long you have been banking with them or how fast you write your transcations in a register, your sequence is not their sequence. Transactions that should have cleared days before will remain pending until the least opportune time (large transaction posting, deposited check that appears available isn’t, overdrew you acct by .06, etc.). They hold transactions in this supposed digital real time age for no other reason tan to line their pockets. Best solution I can think of is withdraw cash and use it each pay period. Buy money orders if you need to (.80 is cheaper than a $35 fee). Sure its inconvenient, but is the cost of convenience truly worth it?

]]>