Grammar lesson: Its vs It’s

You know what pisses me off? When people mess up the words its and it’s.

You know what really pisses me off? When this mistake is made on something that a lot of people see. Restaurant menus, posters, websites, billboards… what is going on America? It’s not that hard!

Here is a grammar lesson for those of you still messing it up:

It’s is a contraction for it is or it has.

Its is a possessive pronoun meaning, more or less, of it or belonging to it.

There is no such word as its’, dummy.

Still not sure? Go get help. You’re retarded. Or test it:
If you can replace it[‘]s in your sentence with it is or it has, then your word is it’s; otherwise, your word is its.


It’s been my pleasure to educate your dumb ass. Contraction: it has

It’s fucking annoying when people mess up contractions! Contraction: it is

The retard howled when it got its arm slammed in the door. Possessive pronoun: its arm = the retard’s arm


Just got back from seeing it — not bad at all. I heard “Joss Whedon, the creator of Buffy the Vampire Slayer” and immediately rolled my eyes and expected it to be retarded, but it was actually pretty good. Aside from a few awkward bits of dialogue (oh look we’re talking old-timey-Western in space doesn’t it add to the ATMOSPHERE and then River collapsing into some weird language for no reason) it was one of the better, maybe one of the best, space movies I’ve seen.

Green Day – Jesus of Suburbia lyrics


“Jesus Of Suburbia”

[Part 1]

I’m the son of rage and love
The Jesus of suburbia
From the bible of none of the above
On a steady diet of soda pop and Ritalin
No one ever died for my sins in hell
As far as I can tell
At least the ones I got away with

And there’s nothing wrong with me
This is how I’m supposed to be
In a land of make believe
That don’t believe in me

Get my television fix sitting on my crucifix
The living room or my private womb
While the moms and brads are away
To fall in love and fall in debt
To alcohol and cigarettes and Mary Jane
To keep me insane and doing someone else’s cocaine

And there’s nothing wrong with me
This is how I’m supposed to be
In a land of make believe
That don’t believe in me

[Part 2: City Of The Damned]

At the center of the Earth
In the parking lot
Of the 7-11 were I was taught
The motto was just a lie
It says home is where your heart is
But what a shame
Cause everyone’s heart
Doesn’t beat the same
It’s beating out of time

City of the dead
At the end of another lost highway
Signs misleading to nowhere
City of the damned
Lost children with dirty faces today
No one really seems to care

I read the graffiti
In the bathroom stall
Like the holy scriptures of a shopping mall
And so it seemed to confess
It didn’t say much
But it only confirmed that
The center of the earth
Is the end of the world
And I could really care less

City of the dead
At the end of another lost highway
Signs misleading to nowhere
City of the damned
Lost children with dirty faces today
No one really seems to careeeeee

[Part 3: I don’t care]

I don’t care if you don’t
I don’t care if you don’t
I don’t care if you don’t care

I don’t careeeeeeeeee

Everyone is so full of shit
Born and raised by hypocrites
Hearts recycled but never saved
From the cradle to the grave
We are the kids of war and peace
From Anaheim to the middle east
We are the stories and disciples
Of the Jesus of suburbia
Land of make believe
And it don’t believe in me
Land of make believe
And I don’t believe
And I don’t care!
I don’t care! [x4]

[Part 4: Dearly beloved]

Dearly beloved are you listening?
I can’t remember a word that you were saying
Are we demented or am I disturbed?
The space that’s in between insane and insecure
Oh therapy, can you please fill the void?
Am I retarded or am I just overjoyed
Nobody’s perfect and I stand accused
For lack of a better word, and that’s my best excuse

[Part 5: Tales of another broken home]

To live and not to breathe
Is to die In tragedy
To run, to run away
To find what you believe
And I leave behind
This hurricane of fucking lies
I lost my faith to this
This town that don’t exist

So I run
I run away
To the light of masochist
And I leave behind
This hurricane of fucking lies
And I walked this line
A million and one fucking times
But not this time

I don’t feel any shame
I won’t apologize

When there ain’t nowhere you can go
Running away from pain
When you’ve been victimized
Tales from another broken home

You’re leaving…
You’re leaving…
You’re leaving…
Ah you’re leaving home…

Ghost Whisperer

My daughter taped Ghost Whisperer for me and I finally got to watch it. I really liked this show, most of the time I was in tears watching it. The story about a soldier in this episode was so moving.

The show is on Friday nights on CBS at 7pm (my time) at first I thought it would be more like the show The Medium, which I also like. Its not, its completely different, where the Medium works through her dreams this lady has spirits or what ever you want to call them come to her for help. Its a lot better than Ive described it. Watch this show if you can. The lead actress is Jennifer Love Hewitt and she is really good in this role.

Credit scoring influence on insurance scoring in Michigan

Ok- So it appears I was wrong about Jenny Granholm.

In Michigan, a Circuit Court judge ruled on April 25 that banning the use of credit information as proposed by the Office of Financial and Insurance Services (OFIS) was illegal, invalid and unenforceable because the Office was attempting to rewrite the Insurance Code through administrative rulemaking. The judge said that the evidence shows that policyholders with low credit scores present a higher risk than policyholders with higher scores and that one of the basic principles of insurance was that higher risk policyholders should pay higher rates. The OFIS is appealing the ruling. The lawsuit stemmed from a decision by Michigan Governor Jennifer Granholm and Insurance Commissioner Linda Watters, announced in April 2004, that the state would ban the use of insurance scoring in personal lines insurance as a rating factor and in underwriting. The two officials said eliminating the use of credit would produce lower base rates and make insurance more affordable but, in fact, because more people benefit from the use of insurance scoring than are penalized, most people would have seen a rise in rates. Auto insurance rates are higher than average in Michigan, in part because the state’s auto insurance system provides generous medical care benefits.

And another from Insurance Journal:

Michigan’s Granholm Moves to Ban Insurance Scoring

By Kevin B. O’Reilly
May 17, 2004

When campaigning for her current office, Michigan Gov. Jennifer Granholm made it clear she detested the use of credit in rating and underwriting auto and homeowners insurance policies. Still, that was back in 2002. It was during the campaign. Industry observers thought that, perhaps, her anti-scoring fervor had somehow cooled.

“Evidently we were in error,” said Robert Pierce, CEO of the Michigan Association of Insurance Agents (MAIA).

After a year of negotiations with House legislators, a bill to regulate what are called the worst abuses of the credit-based insurance scoring system in Michigan was introduced in mid-April. Largely based on the National Conference of Insurance Legislators’ (NCOIL) model act on credit with a few wrinkles specific to the Wolverine State’s situation, HB 5803 appeared to be a breakthrough. Staffers from the Office of Financial and Insurance Services (OFIS) were even in on the negotiations.

So it came as somewhat of a surprise when Granholm and OFIS Commissioner Linda A. Watters announced in a televised news conference a week later that not only would they not support the House bill (or its similar Senate version) but they would shortly propose a rule to ban the use of insurance scoring altogether. Maryland bans insurance scoring for homeowners insurance while California’s ban applies only to auto insurance. Every other state allows insurance scoring to some degree or another.

In a statement, the MAIA called the move “abrupt” and Pierce told Insurance Journal he was “surprised and disappointed” by the governor’s announcement.

“We feel that by proposing a rule this is the most effective way to provide base rate reductions to our consumers,” Watters told IJ. “The bottom line is that insurance rates in Michigan are just too high. We have seen since credit scoring began to be used in Michigan in 1996 that base rates have increased for auto insurance between 45 and 90 percent and for homeowners between 86 and 162 percent. So we do know that that’s a factor.”

The National Association of Insurance Commissioners has ranked Michigan’s auto insurance rates 13th highest at $872 annually, compared to the national average of $817. Homeowners insurance rates are 30th highest at $487, compared to the national average of $417.

Watters said OFIS had been pushing for a 10 percent limit on the amount an insured’s rate could be discounted due to credit, but when the department did not get its way the administrative option had to be pursued. She also said the ban would bring base rates down between 10 and 45 percent. Both she and Granholm blamed discounts to insureds with good credit for raising base rates.

Doug Cruce, executive director of the Insurance Institute of Michigan, estimated that 50 to 60 percent of insureds are currently receiving a discount, “and they’ll all receive an increase proportionate to the discount they’re getting.”

Michigan already bans the use of insurance scores to raise an insured’s rates, a common feature of the NCOIL-based laws around the country was inapplicable here. Insurers are only allowed to use insurance scores to offer customers discounted rates. Earlier this year, Watters called on all auto and home insurers to file certain loss data with OFIS for a study on whether the rates being charged were justified by insurers’ losses. The study is scheduled to be issued in late summer, but Granholm and Watters felt comfortable moving forward without the study’s conclusions.

“We felt no hesitation to wait until the findings are in,” Watters said. “This is an opportunity for us to eye reductions for consumers. The rule-making process takes four to six months. The results of the study will be out before process is over. So we’re not pre-empting our study by taking this action.”

Watters and Granholm argued that pushing the ban via the administrative rule-making process instead of moving it through the Republican-led legislature is legitimate because insurance scoring violates the state’s Essential Insurance Act by not applying discounts uniformly to all persons across the state. The pair also argued that the unreliability of credit reports and the lack of uniformity in insurers’ scoring models make the practice illegal.

In either case, my car insurance went up 56 dollars this year.

Another 5 American soldiers dead in Iraq

Call me a libtard or a pinko or whatever you would like to, but it seems like the American people are finally beginning to wise up after having the realities and costs of war battering them over and over. Here we have another 5 soldiers who have died for this war. President Bush is seeing the lowest approval rating of his entire tenure. The latest Gallup polls show that 67% of the American people disapprove with how the Commander-in-Chimp is running this war as well as saying another 63% support a partial or complete withdrawl of our forces from Iraq.

These are indeed dark days we live in.

By Jonathan Finer and Fred Barbash
Washington Post Staff Writers
Tuesday, September 20, 2005; 9:48 AM

BAGHDAD, Sept. 20 — The military announced the deaths Tuesday of five U.S. soldiers in three separate roadside bomb explosions, pushing the number of U.S. fatalities since March 2003 past the 1,900 mark.

Four of the soldiers were assigned to the 2nd Marine Division, II Marine Expeditionary Force in Ramadi, 60 miles west of Baghdad. They were “conducting combat operations” and died in two separate incidents, said the military, declining to provide further details.

A fifth soldier belonged to the 18th Military Police Brigade and was killed 75 miles north of Baghdad when his vehicle was struck by an improvised explosive device, according to an official press release.

According to the Associated Press, the number of U.S combat deaths in Iraq stands at 1,904.

The details.

Katrina brings out flaws with the Bush Administration AND Christianity

Newsweek had an excellent article that pointed out some serious flaws with how this country handles Christianity.

Katrina has reminded us that Christian morality should be about responding to the wretched and loving the unlovable—not about other people’s sex lives.

How much more money is going to be spent censoring pornography vs. committing to a poverty program that isn’t totally horked?

Personally, I’m against spending any federal dollars on rebuilding New Orleans. Here are some reasons why:

1. Spending money on rebuilding only encourages people to build their houses in a flood zone again.

2. The federal government is going to spend about 200 billion, at last count. That is 400,000 dollars for every family in New Orleans. Why so much?

3. We could easily absorb these families into the rest of the cities in the U.S., because the U.S. economy is producing about 200,000 new jobs every month.

4. Another hurricane WILL hit N.O. within the next 20 or 30 years. Maybe it will be as early as 5 years, or perhaps next month…no one knows.

Here is a good editorial about what is being spent by our government, and how some of the recipients are wasting the money:

Reviews of the Nokia 7710

Nokia 7710

By far, the best, most complete review of this very interesting gadget is over at GSMArena. Some of their highlights:


  • large and high resolution display
  • excellent for browsing the Internet
  • quality sound
  • great for playing video
  • quality organizer functions
  • good pictures


  • overall slow system
  • stability problems
  • yellow cast on the display
  • slow searching in the phonebook
  • it is not always possible to use it without the stylus
  • bad ergonomics in some cases

There is a very large review over there, with a ton of pics. So check it out.
Personally, I don’t think I have the money for this thing, so I’m sticking with my PocketMod.